One of the challenges for school bound boy or girl is to get first credit cards. The effort to get first student credit card is as good as getting your driving license first time. Getting first credit card is not easy as lenders look for your consumer history to decide for credit application. As a student having established consumer history to apply for credit is difficult.
Often students take help from their parents in getting credit card with their guaranty or apply for pre-paid credit card to establish consumer history. The option of opening debit card with local or nationalized bank or opening a pre-paid credit card with Credit Card Company is the first step towards getting your own card. With time you will build credit history and it gives lenders confidence in your credit trustworthiness. Paying your bills such as doctor bills, retail bills, utility bills and paying your tution also builds credit history. Some of the credit organization partner with universities and colleges across nation to provide credit cards to student.
Make sure you build your consumer history in positive way. Any derogatory remarks against you in credit file will hamper your chances of getting credit or student credit card. Read more about how to get first student credit card. Student Credit Cards
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